{"id":44718,"date":"2024-07-11T18:36:49","date_gmt":"2024-07-11T16:36:49","guid":{"rendered":"https:\/\/www.abk-stuttgart.de\/studies\/krankenversicherung\/"},"modified":"2026-09-30T13:56:04","modified_gmt":"2026-09-30T11:56:04","slug":"krankenversicherung","status":"publish","type":"studies","link":"https:\/\/www.abk-stuttgart.de\/en\/studies\/krankenversicherung\/","title":{"rendered":"Health Insurance"},"content":{"rendered":"\n
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To enrol at a higher education institution, you are required to request that your current proof of health insurance or your exemption from statutory insurance (if privately insured) be submitted electronically to the statutory health insurance scheme. This should be done immediately upon accepting an offer of admission, as the electronic submission of your insurance status must have been completed by the time of enrolment at ABK Stuttgart!<\/p>\n

Since 1 January 2022, ABK Stuttgart has been using exclusively the new electronic student registration procedure provided by the statutory health insurance schemes. Consequently, written insurance certificates are no longer accepted for enrolment. Furthermore, presenting an insurance card is NOT accepted as proof of insurance.<\/p>\n\n <\/div>\n <\/div>\n\n\n\n

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Reporting obligations<\/h3> <\/summary>\n \n\n
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To ensure the proper assessment, determination and administration of health insurance for students, health insurance companies and higher education institutions are subject to various certification and reporting obligations under Section 199a(2) to (5) of SGB V. These are:<\/p>\n

Reporting obligations of health insurance companies:<\/strong><\/p>\n

M10: Insurance status (compulsory or exempt)<\/p>\n

M11: Commencement of cover following a change of health insurance provider<\/p>\n

M12: Delay in payment of contributions<\/p>\n

M13: Settlement of outstanding contributions<\/p>\n

Reporting obligations of higher education institutions:<\/strong><\/p>\n

M20: Commencement of studies at the start of the semester and on the date of enrolment<\/p>\n

M30: End of studies at the end of the semester and on the date of de-registration\/termination<\/p>\n\n <\/div>\n <\/div>\n\n\n<\/details>\n\n\n\n

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Before enrolment<\/h3> <\/summary>\n \n\n
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Under the Student Health Insurance Registration Regulation (SKV-MV), every admitted applicant must provide proof of health insurance or an exemption from the insurance obligation in order to enrol at ABK Stuttgart. This information is sent to us electronically directly by the statutory health insurance scheme. To do this, please request ‘Registration Reason 10 for ABK Stuttgart (sender number H0003273)’ from your chosen German statutory health insurance provider.<\/p>\n

You are insured with a statutory health insurance provider or are covered under a family insurance:<\/strong><\/p>\n

In order to enrol at ABK Stuttgart, you must, amongst other things, provide proof of your health insurance status. To do this, once you have accepted an offer of admission, contact your health insurance provider immediately. You must request that they electronically transmit your insurance status to ABK Stuttgart for the purposes of enrolment.<\/p>\n

You are privately insured \/ eligible for civil service healthcare benefits \/ covered under a private family insurance \/ covered under the ‘Freie Heilfürsorge’ scheme:<\/strong><\/p>\n

In order to enrol at ABK Stuttgart, you must, amongst other things, provide proof of your health insurance status. Even if you are privately insured, once you have accepted an offer of admission, you must contact any German statutory health insurance provider without delay to request the electronic transmission of your insurance status (exempt from the statutory health insurance obligation) to ABK Stuttgart for enrolment.<\/p>\n

You are aged 30 or over:<\/strong><\/p>\n

Students aged 30 or over do NOT need to provide proof of their health insurance status for enrolment. You therefore do NOT need to contact a statutory health insurance provider to have your insurance status forwarded to ABK Stuttgart.<\/p>\n\n <\/div>\n <\/div>\n\n\n<\/details>\n\n\n\n

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Changing health insurance providers<\/h3> <\/summary>\n \n\n
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Request a „Meldung 11: Beginn Versicherung nach Krankenkassenwechsel“ from your new health insurance provider and ask them to notify ABK Stuttgart.<\/p>\n\n <\/div>\n <\/div>\n\n\n<\/details>\n\n\n\n

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International students<\/h3> <\/summary>\n \n\n\n\n\n
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I have an EHIC \/ GHIC \/ AT-11. What should I do?<\/h4> <\/summary>\n \n\n
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Please submit the following documents to a statutory health insurance provider of your choice and request that they submit a ‘Meldung 10’ to ABK Stuttgart:<\/p>\n